If an individual doesn't have private medical health insurance, they will need to figure out a way to pay the costs of alcohol and drug treatment if they can't self pay for their rehab. It is sometimes the situation that folks fail to meet the stringent specifications to be eligible for Medicaid, but this doesn't suggest they won't meet the criteria for other state insurance. State insurance is typically available to individuals whose earnings qualify them to acquire such coverage. This will vary region to region, although it may be determined very easily with some quick investigation and with the aid of a professional treatment counselor in the area that has dealt with this type of financing issue many times before. Professional rehabilitation counselors with the drug and alcohol treatment facility of preference might help clients get the paperwork completed and submitted to receive coverage from state insurance. State insurance may only cover certain kinds of rehabilitation, so this is looked into as well when individuals are checking into their treatment choices. Individuals should try and choose a long-term facility that provides inpatient or residential treatment if it is available and included in state insurance, because they programs have shown to provide the most beneficial results.